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FraudSMART issues warning on Text Smishing Scams

FraudSMART is advising consumers to be aware of an on-going smishing campaign in which fraudsters try to trick victims into revealing personal and banking details and transferring money from their accounts.

How does the scam work?

Fraudsters are sending scam text messages that are designed to appear as legitimate bank messages. The texts attempt to trick recipients (victims) into following a link to a site by saying the customers card has been compromised. The fraudsters will often follow up with a call.

Once on the fraudulent site, the scam typically tricks the victim into making a transfer to a payment App to ‘protect their money’.

PTSB text smishing scam

What should you do if you receive such an SMS?

    • Do not click on the link
    • Do not reply or provide information
    • Do not hand over your security codes on a phone call
    • Delete the message

If you are unsure of the legitimacy any SMS seeming to originate from your bank, ignore it and contact the bank directly using the contact details provided on their website.

What can you do if you think you have been infected?

If you think you have responded to a scam text message, contact your bank immediately using the number on the back of your debit / credit card, or the contact details provided on your bank website.